Ukiah, Mendocino-Lake County real estate
     
Karena  Jolley
   For Every Move You Make



Karena  Jolley

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Search for listings. Call 707 354 2999 or email MendoGroup@yahoo.com for questions. 

Karena or Jerry will get back to you soon!


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Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.


 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


Jolley/McCarn at 707-354-2999 489-5599 or MendoGroup@gmail.com


 

Welcome to the MendoGroup team of Coldwell Banker Mendo Realty Inc., your source for Mendocino County real estate.  Karena and Jerry work with all types of transactions, and specialize in homes with land, land, and ranches/vineyards.

Easy to locate us--  MendoGroup@gmail.com or  707-354-2999  will reach us, and we'll get back to you asap!  We also have an excellent referral network and can help you to find an excellent agent in other areas of California~

Looking for bank owned and foreclosures?? Contact us for a foreclosure list... Karena Jolley and Jerry McCarn have the dedication and experience that you need during your next real estate transaction~ Just a phone call or email away~  We look forward to working with you. 

Whether you are looking in inland Mendocino County in the areas of Hopland, Ukiah, Redwood Valley, Willits, Potter Valley  and more, or in Western Lake County in areas such as Upper Lake, Scotts Valley, Lakeport, Nice, Kelseyville, etc., you can be assured that we have the knowledge and expertise.  There is so much diversity in the Mendo-Lake Counties!

Search for Real Estate : http://norcalmls.rapmls.com/scripts/mgrqispi.dll?APPNAME=Bareis&PRGNAME=MLSLogin&ARGUMENT=H2zUOlu2tkUxkryesKDU78eDHDn43BAd2F3WL%2F6kYw8%3D&KeyRid=1

 

 

Karena Jolley and Jerry McCarn have been working for years (Jerry has been in the business for over 25 years now) to learn and update their knowledge to keep up with the technological times that we live in.  If you are looking for land, homes on land, ranches, vineyards, or real estate in general, we have the search and negotiation tools to help you to find the best property at the best price possible. 

There are a lot of aspects to a real estate transaction, and we encourage you to ask questions.  Our goal is for you to be as informed as possible throughout the transaction, and to be given an excellent strategy and options with an understanding of how possible outcomes there could be.  We want you to be as comfortable as possible with the buying and selling process!

Sincerely,

Karena Jolley and Jerry McCarn of the MendoGroup team

 707 354 2999  707 354 2999     mendogroup@gmail.com  www.mendogroup.com

Coldwell Banker Mendo Realty Inc

 

 

 


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